3 Tips To Optimise Your ULIP Experience

ULIP’s were all the rage between 2005 and 2009. Bankers and Insurance Advisors cashed in on the soaring equity indices and recommended ULIP’s by the dozen, raising questions on whether customer interests were being kept at heart. Ironically, once ULIP commissions were rationalised by the IRDA in 2009, their share within the overall Life Insurance have only fallen in the years that followed – only serving to validate this suspicion!  

ULIP’s have actually come a long way in the past few years, and are not quite the bane they used to be prior to 2009 – when anything from 20 to 70 per cent of your first-year premiums was slashed away as ‘distribution costs’ (read: commissions) and, like the proverbial lame horse, your money didn’t quite stand a chance to race ahead! According to research portal Morningstar, 5 years returns from large-cap ULIP funds have averaged a neat 16% plus

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Want to start your own business? Entrepreneurs share their best tips


Starting a new business? If you are,  you’re certainly not alone. In fact, these past two years have been banner years for people launching a new company. Perhaps they were quitting jobs as part of the “Great Resignation.” Or, maybe since folks working from home had more time, or maybe it was just more people realizing that they wanted to pursue their dream of being their own boss. Whatever the reason, 2020 and 2021 saw a surge in the number of new businesses starting.

Most new businesses are one-person businesses, at least at first. Your new business is likely to be just you, too. So I asked

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6 business analyst resume tips

Maybe you’re interested in a job as a business analyst (BA), using data analytics to bridge the gap between IT and business. Maybe you’ve already got a BA gig but are looking for greener pastures — or a higher salary. To get your job search really underway, you need to get your resume together, so your LinkedIn profile and the email you’re about to send to your future boss puts your best foot forward.

We’ve given you resume advice before. But after speaking to a number of current and former business analysts, as well as career specialists and those who work with (and hire!) BAs regularly, we came away with some tips tailored for business analysts.

1. Target your resume

One of the oldest cliches in the book is to “dress for the job you want, not the one you have.” When looking for a job, your resume is

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5 Tips to Begin Building an App for Your Business

If you don’t have a mobile application for your business, then you need to start looking into one. You’re missing out on new customers and increased revenue without it. Considering nearly half of mobile device users open an app over 10 times a day, you might be behind the curve.

Don’t worry because all is not lost. You still have time to create an app for your business. In fact, now is the best time to do so. After the events of 2020, more consumers have moved to digital options to make their purchases.

To help you out, here are 5 tips to begin building an app for your business.

1. Think About the Customer

App construction can be exciting. Particularly if you utilize one of the app building platforms on the internet. Companies like Buildfire have all the tools necessary to create a mobile application and test it

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